1. What This Website Is
St. Charles Residents Directory is a privately operated reference. It describes and links to the public rolls, record indexes, and directory collections that show who lives or has lived in St. Charles, Illinois. It hosts no government records itself and has no affiliation with any office, court, or custodian.
2. Rules for Using This Site
Use the site only for lawful purposes. You may not use it, or anything found through it, to:
- Stalk, harass, intimidate, threaten, or harm any person
- Locate someone protected by a restraining or protective order
- Commit identity theft or fraud
- Make FCRA-regulated decisions (credit, employment, tenant, insurance)
- Scrape, copy, or republish the site's content at scale
- Interfere with the site's operation or security
3. We Are Not a Consumer Reporting Agency
This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (15 U.S.C. ยง 1681 et seq.). Nothing here, and nothing any linked search tool returns, is a consumer report, and none of it may be used to judge eligibility for credit, employment, housing, insurance, or any other FCRA-covered purpose.
4. Links to Outside Sites
Government portals and third-party services, including sponsored search tools, have their own terms and policies. We are not responsible for their content, availability, pricing, or data practices.
5. No Warranties
The site is provided "as is" and "as available," with no warranties of any kind. We do not warrant that anything on the site is accurate, complete, or current, or that any linked portal will work or return correct results.
6. Limits on Our Liability
To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.
7. Indemnification
You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.
8. Intellectual Property
The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.
9. Changes to These Terms
We may update these terms by posting a new version here. Continued use after a change means acceptance.
10. Cutting Off Access
We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.
11. Illinois Law Governs
Illinois law governs these terms without regard to conflict-of-law principles. Public-record access discussed here includes the Illinois Freedom of Information Act, 5 ILCS 140, but that statute does not make this private site a records custodian.
12. Severability
If any part of these terms proves unenforceable, the rest stays in force.
13. Questions
Questions about these terms go through the Contact page.